Mortgage Calculator
Estimate your monthly mortgage payments, interest, and more.
Loan Details
Estimated Monthly Payment
$2,330
$1,896Principal & Interest
$433Taxes & Ins.
Total Cost Breakdown
Loan Summary
- Loan Amount$300,000
- Total Interest Paid$382,633
- Total Cost of Loan$682,633
- Payoff Date2055
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Amortization: Your mortgage payment is split between principal (the loan amount) and interest. Early payments are mostly interest, later payments are mostly principal.
Interest Rate Impact: Even a 1% difference in interest rates can save or cost tens of thousands over the life of a 30-year mortgage.
Total Cost of Ownership: Beyond the loan, consider property taxes, insurance, maintenance, and HOA fees in your financial planning.
Refinancing Opportunities: Monitor interest rates - refinancing can save money if rates drop significantly below your current rate.
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