Loan Calculator
For auto loans, personal loans, and student loans.
Parameters
Monthly Payment
$472
Total Interest
$3,307
Total Cost
$28,307
Principal vs Interest
AI Financial Coach
Structured insights powered by AI for financial planning
Get comprehensive financial analysis with structured insights, risk assessment, and recommendations for your personal/auto loan.
Scenario Analysis
Compare different scenarios for critical thinking in financial planning
Critical Scenarios to Consider
AI-suggested scenarios for comprehensive financial planning
Financial Education
Build financial literacy with key concepts, best practices, and common mistakes
Loan Structure: Fixed-rate loans have consistent payments; variable rates can change, affecting your financial planning.
Amortization Schedule: Shows how each payment is split between principal and interest over time.
Total Interest: The longer the term, the more interest you pay, even with the same rate.
Debt-to-Income Ratio: Lenders use this to assess your ability to repay. Keep it below 36% for better rates.
Related Calculators
Explore other financial planning tools that work together with the Loan Calculator:
Learn More
Deepen your financial knowledge with our educational resources: